Purpose Code for Transactions

Purpose Option	Description
advisory_fees	Payments for consultancy or advisory services.
advertising_expenses	Payments related to advertising, promotions, and marketing services.
arbitrage_settlement	Transfers for settling balances or positions related to arbitrage trading operations.
arbitrage_trading	Transfers related to arbitrage trading between different crypto or fiat markets.
business_insurance	Premiums or related payments for insuring a business or its assets.
business_operation_expenses	Operational costs involved in running a business (supplies, services, tools, etc.).
company_expenses	General business operating expenses that do not fall into other categories.
construction_expenses	Payments related to building, renovation, or construction works.
currency_swaps	Treasury transactions where one currency is swapped for another for internal treasury purposes.
customer_currency_exchange	Currency swap/exchange performed on behalf of platform users.
debt_repayment	Payments toward repayment of loans or other financial debts.
education	Payments for school fees, university tuition, training, or educational services.
expense_or_medical_reimbursement	Reimbursements for employee or individual expenses related to travel, medical, or office needs.
export_payments	Payments related to goods or services exported internationally.
fee_payments	Payments related to service charges, subscriptions, or administrative fees.
friends_and_family_transfer	Personal transfers of money to friends or family members.
fund_investment	Investment in funds such as mutual funds, ETFs, or other managed investments.
gaming_fees	Payments for entry fees, subscription charges, or gaming services.
gaming_top_ups	Payments made for adding funds to gaming accounts, platforms, or in‑game wallets.
gaming_withdrawals	Withdrawals of gaming earnings or balances from gaming platforms or operators.
general_bills	Payments toward general, unspecified bills.
gift_and_donation	Transfers made as personal gifts or charitable donations to individuals or organizations.
government_tax_payment	Payment of government taxes, duties, or other official levies.
healthcare_expenses	Payments related to medical care, treatments, hospital services, and healthcare costs.
hotel_accommodation	Payments made for hotel bookings or short‑term accommodations.
household_support	Transfers made to support household expenses of family members or relatives.
insurance	General insurance-related payments (excluding claims or business insurance).
insurance_claims	Payments related to claims settlement or reimbursements from insurance providers.
investment	Payments related to any type of investment activity.
liberalized_remittance	Cross-border remittances under Liberalized Remittance Schemes (where applicable by law).
liquidity_management	Funds moved to manage liquidity between wallets, exchanges, or treasury accounts.
low_value_remittance	Small value money transfers for personal use, typically below standard reporting thresholds.
maintenance_expenses	Expenses incurred for repair, maintenance, or upkeep of property or equipment.
market_making	Funds used for market making activities on exchanges or platforms.
medical_expenses	Payments for medical treatments, drugs, tests, or hospital care.
office_expenses	Payments related to office supplies, equipment, or services for business operations.
other	Any payment purpose not covered by predefined categories. (Selecting this option requires passing another field - "purposeCodeReason")
payroll_processing	Processing of employee salaries, benefits, or wage-related disbursements.
personal	General personal transfers not falling under other specific categories.
property_purchase	Payments related to buying residential or commercial property.
property_rental	Rent payments for residential, commercial, or office property.
remittance	General money transfers, typically cross-border, to another individual.
royalty_fees	Payments for royalties related to intellectual property, media, or other usage rights.
salary_payment	Payroll payments to employees, contractors, or freelancers.
service_charges	Payments for professional or contractual services received.
services_related_to_financial_trade_travel_or_accounting	Payments for services in finance, trade, travel bookings, or accounting activities.
shares_investment	Investment in company shares or stock market instruments.
shipping_costs	Charges for shipping goods domestically or internationally.
software_export_or_development	Payments for software development, licensing, or exporting digital solutions.
taxes	Payments made toward personal or corporate taxes.
training_fees	Payments for employee training, courses, workshops, or certifications.
transaction_between_banks	Fund transfers executed between two banking institutions for operational purposes.
transportation_costs	Costs related to transporting goods or people, including freight and logistics.
travel_expenses	Payments for travel-related costs including flights, hotels, tours, and other transport.
treasury_reconciliation	Funds moved as part of internal treasury and reconciliation processes.
utility_bills	Payments for electricity, gas, water, internet, and other utilities.
vendor_payment	Payments made to vendors or suppliers for goods or services received.