Remittances

✅
What you can build
Send money to people in 30+ countries, into their bank account or mobile wallet, in their currency.

How the money moves

Your pre-funded balance → the recipient's bank or wallet. If the money is your customer's rather than yours, the sender is registered and verified too.

Flows you'll use

Flow guide	Needed?
Payouts	✓
Pre-funding	✓
POBO / COBO	◐ only if you move money for your own customers
MCA	✓
Liquidity	✓

Your integration

Pre-fund your balance — Pre-funding
Ask what a recipient needs in that country — Get Recipient Mandatory Fields
Create the recipient — Create Individual Recipient
Get the rate — Get Exchange Rates
Create a payout order — Create Order
On fund_settled, tell your customer the money arrived

If you're moving your customers' money, register and verify each sender first — POBO / COBO.

Before you go live

Never hard-code recipient fields — they differ by country. Fetch them each time.
Every order needs a purposeCode — Purpose Codes
Hold balances in several currencies to pay out faster — MCA